SOFTWARE  LICENSE  AGREEMENT
Single User

1. ACCEPTANCE OF TERMS  LICENSEE acknowledges that the Licensed Software,
as defined below, cannot be installed and enabled for use without the
LICENSEE's assent to the terms of this Agreement.  LICENSEE agrees that
the terms and conditions of this Agreement are accepted, and that
LICENSEE's assent thereto may be signified during the download and/or
installation and enabling procedure, when LICENSEE clicks the "ACCEPT"
button displayed contemporaneously with the text hereof, types "ACCEPT"
after the text hereof is displayed, or signifies assent in any other
way.  By paying the license fee and enabling and using the Licensed
Software, LICENSEE is deemed to have accepted and agreed to the terms of
this Agreement.

2. DESCRIPTION OF LICENSED SOFTWARE  Licensed Software shall include all
executable or object files necessary to perform the functions of the
program as set forth in the user documentation, sample source code,
installation programs and user documentation.  Also included is source
code for the following Application Programming Interfaces (APIs): Tcl,
Python, Perl, Java, and CLI.

3. GRANT OF LICENSE  In consideration of payment of the license fee,
HKS, Inc., as licensor, grants to you, the LICENSEE, a perpetual,
nonexclusive non-transferable right (1) to use the Licensed Software on
a single computer at a single location to verify credit card purchases
under a single merchant account number; (2) to access the source code
for the APIs for the sole purpose of integrating the Licensed Software
with the LICENSEE's software; and (3) to modify the sample source code.
HKS, Inc. reserves all rights not explicitly granted to the LICENSEE.

4. OWNERSHIP OF SOFTWARE  LICENSEE acknowledges that the Licensed
Software (including all modifications thereto) is, and shall continue to
be, in its entirety, the sole and exclusive property of HKS, Inc. and
that LICENSEE has no rights with respect to the Licensed Software except
the license granted under Paragraph 3 herein.  All intellectual property
rights, including all copyright rights, patent rights, trademark rights
and trade secrets associated with the Licensed Software are, and shall
continue to be, the sole and exclusive property of HKS, Inc.

5. USAGE RESTRICTIONS  LICENSEE may not modify, adapt, translate,
reverse engineer, decompile, or disassemble the Licensed Software.
LICENSEE may not create derivative works of the Licensed Software with
the exception of the right granted in Paragraph 3 herein to modify the
sample source code.  LICENSEE may not defeat, or attempt to defeat, the
licensing mechanism in the Licensed Software which restricts use of the
Licensed Software with a single merchant account number, nor may
LICENSEE use the Licensed Software with more than one merchant account
number.  LICENSEE is hereby prohibited from using the Licensed Software
to process transactions for other merchants, or otherwise using the
Licensed Software in any manner which would violate the terms of the
LICENSEE's agreements with any credit card transaction processor or
financial institution.

6. TRANSFER RESTRICTIONS  The Licensed Software is licensed solely to
the LICENSEE, and may not be used or accessed by any third party.
LICENSEE may not transfer, assign, rent, lease, sell, or otherwise
dispose of the Licensed Software on a temporary or permanent basis.

7. TERMINATION  HKS, Inc. reserves the right to immediately terminate
LICENSEE's right to use the Licensed Software if LICENSEE violates any
provision or restriction set forth herein or if LICENSEE uses the
Licensed Software in an illegal or fraudulent manner.  Should LICENSEE's
rights to use the Licensed Software be terminated pursuant to this
paragraph, the license fee shall be forfeited by the LICENSEE.

8. LAWS GOVERNING AGREEMENT  This Agreement shall be governed by and
construed in accordance with the laws of the Commonwealth of Pennsylvania.

9. WARRANTY DISCLAIMER  HKS, INC. MAKES NO EXPRESS OR IMPLIED
WARRANTIES WITH RESPECT TO THE LICENSED SOFTWARE OR THE OPERATION
THEREOF, INCLUDING, WITHOUT LIMITATION, IMPLIED WARRANTIES OF
MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE.

10. NO LIABILITY FOR CONSEQUENTIAL DAMAGES  IN NO EVENT SHALL HKS, INC.
BE LIABLE FOR ANY DAMAGES WHATSOEVER (INCLUDING, WITHOUT LIMITATION,
DAMAGES FOR LOSS OF BUSINESS PROFITS, BUSINESS INTERRUPTION, LOSS OF
BUSINESS INFORMATION, OR OTHER PECUNIARY LOSS) ARISING OUT OF THE USE OF
OR THE INABILITY TO USE THE LICENSED SOFTWARE, EVEN IF HKS, INC. HAS
BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

11. LIMITATION OF REMEDIES  LICENSEE'S SOLE REMEDY, TO THE EXCLUSION OF
ALL OTHER REMEDIES, WHETHER IN CONTRACT, TORT OR OTHERWISE, FOR DEFECTS
FOUND IN THE LICENSED SOFTWARE WHICH MATERIALLY LIMIT THE LICENSEE'S USE
THEREOF SHALL BE FOR HKS, INC. TO MODIFY THE LICENSED SOFTWARE SUCH
THAT LICENSEE'S USE THEREOF IS NOT MATERIALLY LIMITED.  HKS, INC. SHALL
NOT BE LIABLE FOR ANY OTHER REMEDY AND, IN PARTICULAR, FOR INCIDENTAL OR
CONSEQUENTIAL DAMAGES.

12. CLAIMS RESOLUTION  Any controversies or claims arising out of, or
relating to, this Agreement shall be settled by arbitration in
metropolitan Pittsburgh, Pennsylvania, in accordance with the rules of
the American Arbitration Association then existing, and judgment on the
arbitration award may be entered in any court having jurisdiction over
the subject matter of the controversy.

13. LEGAL FEES AND COSTS  If any action at law or in equity is necessary
to enforce the terms of this Agreement, the losing party shall pay the
reasonable attorney's fees, costs, interest, and necessary disbursements
of the prevailing party, in addition to any other relief to which the
prevailing party may be entitled.

14. PARTIAL VALIDITY  If any provisions of this Agreement is held by a
court of competent jurisdiction to be invalid, void, or unenforceable,
the remaining provisions shall nevertheless continue in full force
without being impaired or invalidated in any way.

15. MISCELLANEOUS  The parties agree that the terms and conditions herein
constitutes the entire and exclusive agreement between them and
supersedes all prior or contemporaneous communications, representations
or understandings, either oral or written.  This Agreement may be
amended only by a writing stating the intent to amend this Agreement and
signed by authorized representatives of HKS, Inc. and LICENSEE.
Amendments may not be effected by the preprinted terms and conditions of
purchase orders or other forms used by either party.  This Agreement may
not be modified or supplemented in any other manner including usage of
trade, course of business, or oral understandings, either within the
industry or between the parties.
